​Running a small business successfully is one of the hardest things you can do in life. It takes years of hard-work, sweat, and tears to work. As members of a small business here at the Champagne Agency we understand those challenges all too well. That's also why we believe so strongly in the value of business insurance - the business owners we know have worked too hard to see everything slip through their fingers from one stroke of bad luck. 

If you're a small business owner, here are 6 types of insurance for business you absolutely need to consider to make sure your most valuable asset is safe.

​A lot of business owners operate their venture in the four corners of their home. However, what some of them do not know is that their home-based business isn’t covered by homeowners insurance policy.  There is a separate coverage for that called “home-based business insurance.”

Most of you might think that homeowners insurance would cover business-related losses and damages occurring at home. Well, unfortunately, you thought wrong. Whether you are a photographer or a yoga instructor, you should consider getting home-based insurance based on the nature of your business. Here’s why:

​Purchasing a new car is everyone’s dream. With a lot of brand new vehicle models in the market, it is very rare you do not get a glimpse of what could be your ideal car. But, saving money for your next car could be a little less fancy. 

To help you get your next huge vehicle purchase, here are five ways on how you can save:

​Heavy traffic is quite inevitable now. Aside from you getting stuck for long periods, your productivity also suffers because you can’t work on your set schedule when you’re stuck in traffic. 

Traveling seems to be part of our daily activities especially if you are living a long distance from your workplace. Yet, with the amount of time spent on the road, the tasks at hand do not usually get finished at the end of the day. If you do not want to sacrifice your productivity and the things you could have done while stuck in a heavy traffic, here are some wise tips you can follow: